"The team really likes it" - Chris Grey, CTO
5 Oct 2025
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3 min read
Challenge
As INSHUR scaled across multiple geographies and digital platform partnerships, including Uber and Amazon, its finance operations became increasingly complex.
Traditional reconciliation and settlement processes were manual, fragmented, and time-intensive, slowing financial close and making real-time oversight difficult.
Key challenges included:
Managing multi-entity, multi-currency payment flows.
High reconciliation overhead across multiple geographies.
Settlement delays impacting visibility and reporting accuracy.
Manual ledger and statement processes limiting scalability.
Solution
INSHUR implemented Diesta’s Reconciliation and Distribution Platform to automate payment operations across its European and North American markets.
Diesta’s platform connects directly to banks, ledgers, and policy systems, automating:
Reconciliation of incoming premiums and outgoing settlements.
Ledger reporting and multi-entity consolidation.
Payment distribution across brokers, MGAs, and carriers.
Audit-ready reporting and regulatory compliance workflows.
“Partnering with Diesta supports our goal to deliver best-in-class operational infrastructure as we continue to transform insurance for the on-demand industry, which connects users with services in real-time and demands agility and immediacy. The Diesta platform will enable greater automation, transparency, and efficiency for our teams and our partners.”
— Chris Gray, CTO, INSHUR
Results
By implementing Diesta’s platform, INSHUR has:
Automated reconciliation rate of over 90%.
Eliminated manual intervention in payment processing.
Centralised multi-entity reporting into one auditable system.
Gained real-time visibility into cash positions and settlements.
Improved compliance posture through automated documentation and reporting.
“We’re thrilled that INSHUR has chosen Diesta as their payment operations partner. Optimising the premium settlement process is our obsession, and we’re committed to delivering transformative solutions.
We’ll enjoy helping Chris and his team streamline operations, drive efficiency, and ultimately create a better experience for all participants across the value chain.”
— Julian Schoemig, CEO & Co-founder, Diesta
Looking Ahead
As INSHUR continues to scale its embedded insurance partnerships globally, Diesta’s infrastructure will support:
New multi-currency and cross-border settlement capabilities.
Integration with additional policy systems and payment providers.
Real-time cash flow forecasting and automated ledger updates.
This partnership marks a key step toward creating a fully digitised, connected, and scalable financial infrastructure for the on-demand insurance ecosystem.
